At the Scene of an Accident
- Call the police if anyone has been injured, if the combined vehicle damage is more than $1000, or if one of the drivers has committed an offence.
- Write down the name, address, insurance company, policy number, and driver’s license number of the other driver. If the driver does not own the car, ask for information on the registered owner also.
- Get the license number, make, model and year of the other car.
- If the police come to the scene, ask for a copy of their report, of the file number they have assigned to it.
- Get the names, addresses and phone numbers of any witnesses.
- Write down the description of the accident, while the details are still fresh in your mind.
What to Do Next
- If the police have not come to the scene, it is still a good idea to report the accident. That way, if any of the facts are questioned later, the details of the accident will be on record. Go to the police station as soon as possible to make a report. Note the file number the police have assigned to it.
- Regardless of which driver was at fault, call your insurance company or agent. You will be asked by an insurance adjuster to give an accident report.